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PF AND ESI

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2.
PF AND ESI :


The
PF contribution is 12% of Basic salary from both employee and
employer. For the calculation the maximum limit of Basic is Rs
6500/-. It means even if the employee's basic salary is above Rs
6500/- the employer is liable to contribute only on Rs 6500/-, that
is Rs 780.


However
if an employee so desires he may voluntarily contribute more than
12%. Apart from it an employer also has to pay some administration
charges. I explain you the various accounts of PF challan.

A/c
No 1: PF contribution Account
A/c No 2: PF Admin account
A/c
No 10: EPS account
A/c No 21: EDLIS account
A/c No 22: EDLIS
admin account

PF admin charge = Employer has to pay 1.1 % of
basic
EDLIS: Employer has to pay 0.5% of basic
EDLIS admin
charge:Employer has to pay 0.01% of basic

Total additional
percentage employer has to pay: 1.61% of basic

So employer
has actually to pay 13.61 % of Basic and employee has to pay only 12%
of basic.

Employees complete 12% goes to PF account while
employer contributions' 8.33% goes to Pension fund and 3.67% goes to
PF fund.


End.,



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